Focus on the User Your Gold IRA Experts
Learn — Plan — CompareFocus on the User is your Gold IRA expert, simplifying how to plan and start a self-directed Gold IRA. We help you prepare and open an account with confidence using our Gold IRA guides and resources. Learn how to strengthen your retirement portfolio with physical gold, silver, platinum, and palladium.
Plan Your Gold IRAGet Free Gold IRA Guide
Our free Gold IRA guide helps you plan your retirement investment and features how you can get a no-fee Gold IRA.
Learn About Gold IRAs
Learn the essentials before opening a Gold IRA: benefits, funding methods, costs, IRS rules, storage options, and eligible precious metals.
Pros and Cons
See Gold IRA's benefits and trade-offs of holding physical metals in a self-directed IRA.
Funding via Rollovers & Transfers
Understand how to fund a Gold IRA through a rollover or transfer, depending on your existing retirement account.
Fees and Costs
Prepare for setup, annual, storage, and dealer fees in a Gold IRA and learn how they can affect your investment's long-term returns.
Rules, Regulations, and Prohibited Transactions
Learn the IRS rules for Gold IRAs to follow, including contribution limits, distribution requirements, and prohibited transactions that can trigger taxes or penalties.
Storage Options
Compare Gold IRA storage options, including segregated or non-segregated, insurance, and vault locations, and see why home storage Gold IRAs aren't allowed.
IRA-Approved Precious Metals
See which coins and bars qualify for a Gold IRA by metal, purity, and form — with a gallery of IRA-eligible gold, silver, platinum, and palladium.
Choose the type of Precious Metals IRA to match your retirement strategy. Focus on the User explains how Gold, Silver, Platinum, and Palladium IRAs work, and the role each metal can play in a diversified precious metals portfolio.
Gold IRAs
Invest IRS-approved physical gold in your retirement portfolio with a self-directed Gold IRA, the most common way to hold precious metals in retirement.
Silver IRAs
Hold physical silver in your retirement portfolio with a self-directed Silver IRA for its affordability and industrial demand.
Platinum IRAs
Diversify with platinum in your portfolio using a self-directed Platinum IRA for its rarity and automotive/industrial uses.
Palladium IRAs
Include palladium in your portfolio with a self-directed Palladium IRA as one of the rarest precious metals.
Retirement Accounts Eligible to Fund a Gold IRA
Focus on the User explains the retirement accounts allowed to fund your new Gold IRA. Review the funding requirements for your account type before opening a Gold IRA.
IRA
Learn how to roll over pre-tax contributions from a Traditional IRA into a self-directed Gold IRA (Gold SDIRA).
Convert Your IRARoth IRA
Understand how after-tax contributions and distribution rules apply when moving Roth IRA funds into a Precious Metals IRA.
Convert Your Roth IRASEP IRA
Find out how small business owners and self-employed individuals can roll over employer-funded SEP IRA assets into a Gold SDIRA.
Convert Your SEP IRASIMPLE IRA
See the process for moving SIMPLE IRA funds into a Gold IRA, including timing and contribution rules.
Convert Your SIMPLE IRASolo 401(k)
Find out how self-employed individuals can diversify retirement savings by funding a Precious Metals IRA with Solo 401(k) assets.
Convert Your Solo 401(k)401(k)
See how to roll over funds from an employer-sponsored 401(k) into a Gold IRA, including rollover eligibility and plan rules.
Convert Your 401(k)403(b)
Find out how educators and nonprofit employees can move 403(b) retirement savings into a self-directed Gold IRA through a rollover.
Convert Your 403(b)TSP
Review the steps for federal employees and military members to transfer Thrift Savings Plan (TSP) funds into a self-directed Gold IRA.
Convert Your TSP457(b)
Learn how eligible state and local government workers can transfer 457(b) retirement funds into a self-directed IRA to hold gold.
Convert Your 457(b)Compare the Best Gold IRAs
Focus on the User compares top Gold IRA providers based on their service offerings, reputation, customer reviews, and partnerships. We cover the most well-known Gold IRA companies, custodians, and depositories to help you make an informed decision.
Gold IRA Companies
Review the best Gold IRA companies and see how they compare when opening a new account.
Gold IRA Custodians
Compare trusted Gold IRA custodians responsible for managing and reporting your account.
Gold IRA Depositories
Evaluate the most popular Gold IRA depositories that securely store your physical metals.
Gold IRA Provider Partnerships
Gold IRA companies, custodians, and depositories work together — but not every provider partners with every other. Focus on the User maps these partnerships so you can see which companies use which Gold IRA custodians, and which custodians connect with which depositories. Understanding these partnerships makes it easier to choose the right company, custodian, and Gold IRA depository for your retirement account.
See All Gold IRA Partnerships
Calculate Your Gold IRA
Estimate Gold IRA fees with our calculator and plan costs before investing your retirement funds in precious metals. This Gold IRA tool by Focus on the User makes it easy to estimate how the costs impact your investment.
Try Our Gold IRA Calculator
Gold IRA Resources
Read Focus on the User's Gold IRA resources and guides to prepare for a self-directed Gold IRA, covering rules, funding, investment options, account management, and more.
Gold IRAs Compared to Other Investments
Focus on the User compares Gold IRAs with other investment options including physical gold, Bitcoin IRAs, stocks, gold ETFs, real estate, Silver IRAs, 401(k)s, and Roth IRAs to help you understand how each fits into retirement planning.
Vs Physical Gold
We compare physical gold to Gold IRAs as investment options into precious metals, with both offering unique benefits and drawbacks.
Vs Bitcoin IRAs
We've compared cryptocurrency and Bitcoin IRAs to Gold IRAs as alternative investment assets to hold in your retirement.
Vs Stocks
Comparing traditional stocks to Gold IRAs, we've highlighted what equities and Gold IRAs provide as asset options for a retirement portfolio.
Vs Gold ETFs
Differentiating gold ETFs vs Gold IRAs as two very different ways to invest gold in a retirement investment portfolio.
Vs Real Estate
We explain how real estate and Gold IRAs compare within an overall portfolio for diversification.
Vs Silver IRAs
We compare Gold and Silver IRAs, detailing how they stack up against each other when deciding on a specific precious metal to hold in retirement.
Vs 401(k)s
We contrast Gold IRAs to 401(k) plans, explaining how self-directed precious metals accounts and employer-sponsored retirement funds compare when considering how to diversify your savings.
Vs Roth IRAs
We compare Gold IRAs and Roth IRAs based on their pre-tax vs after-tax treatment, and ability to hold physical precious metals inside each account type.
Focus on the User's Gold IRA Specialists Provide Actionable Guides
Focus on the User (FotU) specializes in Gold IRAs, offering resources and step-by-step guides to help you invest confidently. With more than 10 years of experience in the Gold IRA industry and headquartered in Tampa, Florida, we provide retirement investors with the knowledge to prepare for and manage a Gold IRA. Our Gold IRA guides explain how to invest in physical gold, silver, platinum, and palladium through a self-directed IRA, helping you plan ahead.
